Domestic Travel Insurance

[mountnman]

I was browsing through a tour operator website, and it says that it recommends domestic travel insurance. Until I had read this I had never even considered it for domestic trips. I am wondering if anybody has bought domestic travel insurance for trips away with flights, hotels, transfers, etc?

[Lizzy]

I recently purchased domestic travel insurance rather than paying for excess reduction while hiring a car. Worked out cheaper and also covers loss of bags etc. It is reasonably cheap as it doesn't cover anything medical. Only downside I could see is that if you damaged the car you would have to pay the car hire company the excess and then wait to be reimbursed by travel insurance....

[22F]

For domestic travel, I've never really bothered mate. I don't tend to get into much trouble that can't be sorted out with a quick phone call and falling asleep on a friends lounge room floor (I've got good mates in all major capital cities).
For international, you bet your sweet little tootsie I do!

The only reason I would consider insurance for domestic trips would be if the trip was of a professional and high outcome nature.

[Wollemi]

...and falling asleep on a friends lounge room floor (I've got good mates in all major capital cities).

I'm curious - what's the difference between a major capital city and a minor capital city in Australia?
Or do you only have 2 good mates?

[22F]

Only two good mates who wish to acknowledge me in public
The rest just throw stones, or point and laugh!

[sthughes]

I took it out this year as I was planning two longish holidays with rental cars and it was cheaper than the excess reduction on the rentals.

[davidmorr]

You might want domestic travel insurance to cover your possessions against loss or theft. For a bushwalker, what you carry on your back may be worth several thousand dollars.

But do check your domestic contents insurance. Some policies cover your possessions anywhere in Australia or New Zealand, or in some cases worldwide. This also means that some of the more arcane travel insurance restrictions (eg, not covered if left in a car overnight, or anywhere but the locked boot of a car) are less of a problem. The contents insurance will cover anything left in a car anytime.